Homeownership is a big part of the American dream. At Mesilla Valley Habitat for Humanity, we are a proud partner with individuals and families who are living in substandard housing conditions who want a safe and comfortable place to call home. These people are hard-working people who want to own their own home, but who are not able to qualify for a traditional mortgage for any number of reasons. Perhaps they don’t make enough money. Often they have poor credit or no credit history at all.
At Habitat for Humanity, we build homes with volunteer labor so we can sell them at no profit to qualified families to move out of poverty housing.
We like to say that we provide families with “a hand up, not a hand out.” Our homeowners pay monthly no-interest mortgage payment of about $525 per month, depending on the size of their home. And, in order to be eligible to become a homeowner, they must contribute 250-500 hours of sweat equity through classes in budgeting, home maintenance, construction, and other Habitat events.
What It Means To Be a Partner Family
Homeowners not only receive a house but much more. Habitat families report improved education and skills, feeling of civic responsibility and respect for community, sense of pride in accomplishment, greater financial independence and breaking the cycle of poverty. The home is like the light at the end of the tunnel, as one homeowner put it. Others have stated that it is a new lease on life. The required sweat equity hours prove to be a benefit as well, helping to build a sense of pride. The homeowners become part of their housing solution while also building the community and helping others in their similar situation.